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mathematics today magazine mathematics today magazine  Published this article page no  53  UNIVERSITIES 25000 COLLEGES ARE NOT ACCREDITED IN INDIA  Accreditation survey was conducted by National Assessment and Accreditation Council (NAAC). Some findings are o 26% of institutions didnt apply for accreditation as they lack permanent faculty and 5.5% for not having a permanent head of the institution. o 22 % of higher education institutions (HEI) didnt participate due to poor grades.  NAAC is autonomous body established under Ministry of Human Resource Development. o It conducts assessment and accreditation of HEI such as colleges universities or other recognised institutions to derive an understanding of the Quality Status of the institution.  In 2017 Revised Assessment and Accreditation Framework was introduced to make accreditation ICT enabled objective transparent scalable and robust. NATIONAL MIGRANT INFORMATION SYSTEM (NMIS)  NMIS is a central onlin...

knowledge questions magazine  knowledge questions magazine   Published this article page no     103 As per the Supreme Court mandated rules those left out of the draft NRC list had to mandatorily submit their biometrics during the hearings of claims (to include themselves in the NRC) and objections (to object to someone elses inclusion) process.     175     27 lakh people who were left out from the list published in 2018 submitted their biometric details and amongst these only 8 lakh people made it into the draft list published in 2019. However these 8 lakh people are struggling to get Aadhaar and concerned about benefits linked to it     Lack of clarity and inability to enjoy the full benefits emanating from Aadhar has caused significant mental pressure on individuals.     This situation has arisen primarily due to the lack of clarity over the NRC exercise since the government is withholding assigning Aadhar to these newly add...

meri saheli magazine meri saheli magazine     Published this article page no     30 According to the latest Periodic Labour Force Survey (PLFS) released by the National Statistical Office (NSO)     119     Indias urban unemployment rate jumped to 12.6 per cent in the AprilJune quarter of 2021 compared to 9.3 per cent in the JanuaryMarch quarter.     It however eased from the 20.8 per cent level seen during the first wave of the Covid pandemic. Impact of the pandemic The biggest casualty of the pandemic will be joblessness. The countrys unemployment rate has risen through much of April having hit 7.4% and threatens to climb further to around 8% significantly higher than the 6.5% in March according to CMIE.     Approximately 10 million salaried jobs have been lost across urban and rural India and one is not sure how many people will get back their livelihoods.     Urban females fared worse than urban males. In the 1529 ...

meri saheli magazine  meri saheli magazine    Published this article page no     29 It also in a limited way helps in keeping the currency rates in check.     A dollar–rupee buysell swap injects INR into the banking system while sucking out the dollars and the reverse happens in a sellbuy swap. Why is RBI resorting to it now? Surplus liquidity in the system is pegged at Rs 7.5 lakh crore which needs to be curbed to keep a tab on inflation.     Usually the central bank will resort to traditional tools such as increasing the repo rate or increasing the cash reserve ratio (CRR) but this can have a negative implication on the economy.     Therefore the RBI used a different toolkit     variable rate reverse repo auction (VRRR) last year. Impacts Forex swaps are intended for liquidity management. Therefore their impact on currency is only incidental. The RBI resorting to selling USD in two tranches will keep a check on Rupees vo...

meri saheli magazine meri saheli magazine    Published this article page no 28  In order to achieve its main objectives the Monetary Policy Committee determines the ideal policy interest rate that will help achieve the inflation target in front of the country. Monetary Policy Instruments and how they are managed? Monetary policy instruments are of two types namely qualitative instruments and quantitative instruments. The list of quantitative instruments include Open Market Operations Bank Rate Repo Rate Reverse Repo Rate Cash Reserve Ratio Statutory Liquidity Ratio Marginal standing facility and Liquidity Adjustment Facility (LAF). Qualitative Instruments refer to direct action change in the margin money and moral suasion. 2. What does RBIs $5 billion dollarrupee swap mean? Context The Reserve Bank of India (RBI) has conducted a $ 5 billion dollarrupee swap auction as part of its liquidity management initiative leading to infusion of dollars and sucking out of the rupee f...

competition refresher magazine competition refresher magazine   Published this article page no     37 What is UPI? Unified Payments Interface (UPI) is an instant realtime payment system allowing users to transfer money on a realtime basis across multiple bank accounts without revealing details of ones bank account to the other party.     UPI is currently the biggest among the National Payments Corporation of India (NPCI) operated systems including National Automated Clearing House (NACH) Immediate Payment Service (IMPS) Aadhaar enabled Payment System (AePS) Bharat Bill Payment System (BBPS) RuPay etc.     The top UPI apps include PhonePe Paytm Google Pay Amazon Pay and BHIM the latter being the Government offering. Insta Curious Do you know about the National Payments Corporation of India (NPCI) and about the services it provides? Reference. InstaLinks Prelims Link 1. Who controls ATMs in the country? 2. What is UPI? 3. What is the National Automated C...

competition refresher magazine competition refresher magazine   Published this article page no     36 The Reserve Bank of India has launched a new Unified Payments Interface (UPI) payments solution for feature phone users dubbed UPI123Pay. What is UPI123Pay?     UPI 123PAY is a threestep method to initiate and execute services for users which will work on simple phones.     It will allow customers to use feature phones for almost all transactions except scan and pay.      It doesnt need an internet connection for transactions. Customers have to link their bank account with feature phones to use this facility. The new UPI payments system offers users four options to make payments without internet connectivity Interactive Voice Response (IVR) Users would be required to initiate a secured call from their feature phones to a predetermined IVR number and complete UPI onboarding formalities to be able to start making financial transactions lik...

meri saheli magazine online meri saheli magazine online   Published this article page no     35 A photograph of Bhagat Singh in Punjab Chief Minister Bhagwant Manns office has run into a controversy.The new AAP Party CM has said that he dreams of creating an egalitarian Punjab that Bhagat Singh had dreamt of and sacrificed his life for.However the basanti (yellow) turban Bhagat Singh is seen wearing in the photo is being objected to primarily for the photos lack of authenticity. Whats the issue now? According to experts there are only four original photographs of him. In one picture he is sitting with open hair in jail another shows him in a hat and two others show him in a white turban. All other pictures showing him in yellow or orange turbans or even with a weapon in his hand are products of imagination.Bhagat Singh was born in 1907 in Lyallpur district (now in Pakistan) and grew up in a Sikh family deeply involved in political activities.In 1923 Bhagat Singh joined th...

meri saheli magazine online meri saheli magazine online   Published this article page no  34 The Salt March which took place from March to April 1930 was an act of civil disobedience led by Mahatma Gandhi to protest the British rule in the country. About Dandi March Mahatma Gandhi and 78 others from his Sabarmati Ashram had embarked on the Dandi Yatra on March 12 1930 to break the law which had imposed tax on salt.After walking for 21 days they reached Dandi on April 5 and broke the law.After making salt at Dandi Gandhi headed to Dharasana Salt Works 40 km south but was arrested on May 5. Facts related to Salt SatyagrahaThe Congress Party in the Lahore session of December 1929 passed the Purna Swaraj resolution. It was proclaimed on 26 January 1930 and decided that civil disobedience was the way to achieve it.Mahatma Gandhi chose the path of nonviolence to break the salt tax against the British government. Why salt?Salt was a commodity used by all people of every community and...

competition wizard magazine subscription competition wizard magazine subscription   Published this article page no  56 People are left behind without safe water for many different reasons. Some of them include 1. Sex and gender. 2. Race ethnicity religion birth caste language and nationality. 3. Disability age and health status. 4. Property tenure residence economic and social status. 5. Other factors such as environmental degradation climate change population growth conflict forced displacement and migration flows can also disproportionately affect marginalized groups through impacts on water. Why conserve groundwater? 1. Groundwater reserves are already under pressure as the global population explodes and crop production rises in lockstep. 2. Extreme weather events such as drought and record rainfall — have both made worse by our heating planet — could have another longlasting impact on how quickly reserves replenish. 3. Only half of all groundwater supplies are likely to fu...

junior science refresher magazine junior science refresher magazine     Published this article page no     47 9. Cheetah reintroduction project The cheetah which became extinct in India after Independence is all set to return with the Union Government launching an action plan. Under the Action Plan for Introduction of Cheetah in India 50 of these big cats will be introduced in the next five years. The action plan was launched at the 19th meeting of the National Tiger Conservation Authority (NTCA). What is reintroduction and why reintroduce Cheetah now?     Reintroduction of a species means releasing it in an area where it is capable of surviving.     Reintroductions of large carnivores have increasingly been recognised as a strategy to conserve threatened species and restore ecosystem functions.     The cheetah is the only large carnivore that has been extirpated mainly by overhunting in India in historical times.     India now...

civil services chronicle civil services chronicle   Published this article page no 114     . What is Par Tapi Narmada riverlinking project? Context The tribals in Gujarat are protesting against the Centres Par Tapi Narmada riverlinking project. About the Project Envisioned under the 1980 National Perspective Plan. It proposes to link three rivers 1. Par originating from Nashik in Maharashtra and flowing through Valsad. 2. Tapi from Saputara that flows through Maharashtra and Surat in Gujarat. 3. Narmada originating in Madhya Pradesh and flowing through Maharashtra and Bharuch and Narmada districts in Gujarat. The project proposes to transfer river water from the surplus regions of the Western Ghats to the deficit regions of Saurashtra and Kutch. Benefits The surplus water proposed to be diverted through the estimated Rs 10211 crore ParTapiNarmada link project is expected to irrigate an area of 232175 hectares of which 61190 ha is en route to the link canal. Why is this pr...

civil services chronicle civil services chronicle   Published this article page no 113     4. Create a singlewindow clearance system for licensing medical devices. 5. Identify critical suppliers and promote local sourcing. 6. Encourage crossindustry collaboration. 7. Increase the share of medical technology companies in research and development to around 50%. 8. A dedicated fund for encouraging joint research involving existing industry players reputed academic institutions and startups. 9. Incorporate a framework for a coherent pricing regulation to make available quality and effective medical devices to all citizens at affordable prices. This Policy envisions that by 2047 1. India Will be having few National Institutes of Medical Devices Education and Research (NIMERs) on the lines of National Institute of Pharmaceutical Education & Research (NIPERs). 2. It will be home & originator to 25 highend futuristic technologies in MedTech (Medical Technology). 3. It wil...

  civil services chronicle magazine civil services chronicle magazine published this article page no     141 the amount of international migrants has grown steadily since 1970 currently representing 3.6% of the whole population on the planet. o work is the major reason that people migrate internationally. o 61% of all global migrants live either in europe or asia which respectively host 87 million and 86 million migrants.migration for work has led to a concomitant increase in the international remittances. o covid 19 saw only a small drop of 2.4% in 2020. o in 2020 india china mexico the philippines and egypt were the top five remittance receiving countries.   digital technology has been used to support irregular migration as well as to enable migrants to avoid abusive and exploitative migrant smugglers and human traffickers. o several government authorities have for example harnessed emerging technologies like ai in the areas of visa application lodgement...

  arihant current affairs magazine monthly arihant current affairs magazinemonthly published this article page no     138 government has banned surrogacy for foreign nationals in 2015. 75 o a surrogate only once in her lifetime o possess a certificate of medical and psychological fitness for surrogacy.eligibility criteria for couples the intending couple should have a certificate of essentiality and a certificate of eligibility issued by the appropriate authority.other features o a child born out of a surrogacy procedure will be deemed to be the biological child of the intending couple. o an abortion of the surrogate child requires the written consent of the surrogate mother and the authorisation of the appropriate authority. this authorisation must be compliant with the medical termination of pregnancy act 1971. o offences and penalties include imprisonment up to 10 years and a fine up to 10 lakh rupees. significance of the law on surrogacy provides for market...

arihant current affairs magazine monthly arihant current affairs magazine monthly   published this article page no       139   promotes medical tourism in the country india is a huge market for surrogacy as is reflected from the fact that in 2012 the size of indias surrogacy industry was $2 billion a year with more than 3000 fertility clinics engaged in this across the country.supports intended parents by helping them exercise their right to life and complete their family. shortcomings of the acttotal ban on commercial surrogacy a total ban on commercial surrogacy will push the industry underground and render surrogate mothers even more vulnerable. 76 o in b. k. parthasarthi v. government of a.p it was decided that the right to decide about reproduction is essentially a personal choice and the states intrusion into such a decisionmaking process has to be stringently scrutinized.restricting surrogacy only to heterosexual couples the apex court in devika...

  banking service chronicle banking service chronicle   Published this article page no   17 The selected mentees will remain engaged in the program for nine months or 36 weeks comprising of 28 weeks of mentorship followed by eight weeks of internship. The program will focus on three core areas – Digital Literacy Life Skills and Leadership and Entrepreneurship and on sectors such as Agriculture Art & Culture Handicrafts & Textiles Health Nutrition among others. At least 250 Fellows who are getting scholarship from Ministry of Tribal Affairs under National Scholarship and Fellowship Scheme and are part of Tribal Talent Pool will also be mentored through the program. All the selected mentees will be provided with smartphones and Internet access (for one year) by Facebook along with exposure to various external forums that will give opportunity to the participants to showcase their entrepreneurial skills and leadership abilities.The programme will also create awarene...

  banking service chronicle banking service chronicle Published this article page no   16 y GOAL (Going Online As Leaders) Joint initiative of Facebook India with Ministry of Tribal affairs y 5000 young tribal entrepreneurs professionals artisans and artists will be trained on digital skills under digital entrepreneurship program y Aspiring candidates invited to apply at online portal goal.tribal.gov.in T T y Application will be open from May 4 2020 till midnight of July 3 2020. y Leaders from the industry and academia invited to register as mentors on goal.tribal.gov.in The mentees and mentors will be selected based on their inputs in such a way that it represents tribal youth from varied professions and has representation from urban and rural area across India. The IT based system is designed to match mentors and mentees so that they are from similar profession and preferably speak same language banking service chronicle buy.   banking service chronicle

  banking service chronicle banking service chronicle Published this article page no   15 The GOAL (Going Online As Leaders) programme of the Ministry of Tribal Affairs (MoTA) has been launched in partnership with Facebook. The programme is designed to provide mentorship to tribal youth through digital mode. The digitally-enabled program envisages to act as a catalyst to explore hidden talents of the tribal youth which will help in their personal development as well as contribute to all-round upliftment of their society. The programme intends to upskill and empower 5000 tribal youths in the current phase to harness the full potential of digital platforms and tools to learn new ways of doing business explore and connect with domestic and international markets as is the vision of the Prime Minister. It has been designed with a long term vision to develop the potential of tribal youth and women to help them acquire skills and knowledge through mentorship in various sectors inclu...